KARACHI - Bank AL Habib Monthly Saver Account is geared towards promoting the habit of saving. The Account offers monthly returns and no restriction to withdraw funds. The profit is calculated @ 8% p.a. on balances of Rs. 100,000 & above and @ 5% p.a. on balances below Rs. 100,000 based on minimum monthly balance. Free ATM/Debit Card and loan up to 90pc of deposit amount is also offered. According to a press release, at present, Bank AL Habib has a network of 302 branches & sub-branches in 87 cities and towns of Pakistan, including a wholesale branch in the Kingdom of Bahrain.